Back to School

Hey, good morning, everybody. You know what today is! Today is Thursday at 10 o'clock, and it's Coffee Chats with Candice. And this morning, I am super tired, so I had a really rough day yesterday. I really, really need my coffee. 

I want you to grab a cup of coffee, or beverage of your choice, you know, the drill. And just remember, there's no judgment – no judgement about your beverage of choice or your relationship with money. 

So today I’m going to talk about going back to school. And I know all the moms are ready for that to happen. I don't have that anymore, because our daughter is 24. She hasn't been to school in a long time. I was thinking about my notes this morning, and I was like, “Hmm. What do you kind of get, what do you kind of do?” You need to make a list of what you need before the wants. So school supplies, clothes, shoes, haircuts, you want to make a list for each child. If you have multiple child/children, I only had one.

Is there anything that you can purchase online that you don't have to be in the store? Maybe “adding to the cart” after your kids has gone to sleep, so you can think and and not be distracted? I do a lot of Walmart, I do Walmart plus now and they'll deliver my groceries to the house, to the kitchen, which is super helpful, especially if I'm on lives, or if I'm having a webinar or something like that, it's super great. Or if I just happen to not be home, they can deliver it and put it in my refrigerator, and then I don't have to worry about it going bad if I have ice cream or milk or whatever.

Maybe think about that, think about if you “add it to car”t, if you can have it, where you can pick it up, instead of being in the store because you know, being in the store causes us to want to buy more, we just see it and we make an impulse decision – that's why we want to make sure that we have our list of what we need.

Before we go in there, we need to have a budget of what we're going to spend. And then, like I said, if you can do it to the “add to cart” where you can either have it delivered or where you can pick it up, that would be perfect!

And then are you going to take advantage of your tax free weekend for your state. I know ours is coming up. I don't know exactly what the date is, and I don't know about other states if they've already had them or not. But if you're gonna do that, you want to make sure and decide what items you plan to purchase during that time. And so remember that it's hectic during that time, and the last thing you want to do is be rushed – make sure that you have your list and you have your plan so that you're not rushed and frantic to make a decision. Your bank account and your sanity will thank you later.

This is definitely a category where you would overspend. You might consider doing cash envelopes for each child. That way, you're gonna get the most important items first. And remember that you don't have to have every single thing. Everything is not an important and it's not a need at the beginning. You can always go back and get it. You have to get the things that you absolutely need that they're going to need the first day of school, in the first month of school. But after that, you know you can you can step back, take a little bit of breath and then figure out what else you need.

Anyway, this is just gonna be a really short one because, like I said, I'm super tired today. And I'm sure my face reflects that, too! But I wanted to announce before I leave that or before I get off here is that my cart is now open for my Beginner's Guide to Budgeting Workshop! If you are someone who has trouble with your budget, and you're ready to learn how to do that, then take a look at that because I am going to get that started! The cart closes on August 2 for that, and it's an excellent offer, so **excuse me** there's five modules, **excuse me** five modules; six steps and it's gonna go over seven weeks, there's gonna be two live Q and A's. 

There's going to be 30 days of boxer coaching with me. So that's a one-on-one voice coaching that you'll get for 30 days, and also a private Facebook community, so you'll get support. And you'll have like minded people that are there trying to budget and also get their finances in order so that they can become debt-free and financially competent because I believe that having a written budget is the most effective way to get to be debt-free and financially confident.  

I'm trying to think of other bonuses – there are a few other bonuses that are with that! I have a budget swipe file that's included, a budget workbook, and then a buyer's guide for some budgeting and office supplies, so you can make your office fun and functional! It's a $3,000 value and it's $97. This is the only time that it's going to be that price! 

When it launches in the future, it's going to be $197. If that's something that you're interested in, reach out to us, and or Savannah. We'll put the link in the comments and we can get that for you, and you can get signed up for that. 

If you have any questions, just send us a message and we'll be happy to answer them for you! Don't forget, August 2 at 11:59 – that price is gone forever! It'll be $197 after that.  

All right. Well, I hope everybody has a fabulous, fabulous Thursday. And I hope that you have a fabulous weekend. I think I'm gonna have to go take a nap because I don't think I'm going to make it through the day if I don't. But I really enjoy being here with me for Coffee Chats. So I will see you next Thursday at 10am. Where I don't know what I'm going to talk about yet. I haven't decided, I haven't thought about it. I've just been on “one track mine" of the webinar because I did the webinars yesterday and that's all I've been able to concentrate on.  

I hope everybody has a great day. If you're here in Texas, I hope you stay inside and stay cool. Or if you're outside in the pool, then make sure that you're wearing your sunscreen because you will burn quickly. All right. Have a great day. Bye, everybody.